APY = Annual Percentage Yield. Rates effective as of 10/2/24. Fees may reduce earnings.
- Kasasa Cash*
- Kasasa Saver*
- Special Certificate of Deposit
- Certificate of Deposit
- Savings Accounts
- Money Market Accounts
Kasasa Cash* Learn More
KASASA CASH - ENHANCED RATE
| Balance |
Minimum Required Opening Deposit |
Rate | APY |
|---|---|---|---|
| $0 - $15,000 | $1 | 3.92% | 4.00% |
| $15,001+ | $1 | 0.25% | 4.00% to 0.73% |
| All balances if qualifications not met | $1 | 0.01% | 0.01% |
KASASA CASH - PRINCIPLE RATE
| Balance |
Minimum Required Opening Deposit |
Rate | APY |
|---|---|---|---|
| $0 - $15,000 | $1 | 1.98% | 2.00% |
| $15,001+ | $1 | 0.25% | 2.00% to 0.48% |
| All balances if qualifications not met | $1 | 0.01% | 0.01% |
Qualifications
To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:
| ENHANCED RATE QUALIFICATIONS | PRINCIPLE RATE QUALIFICATIONS |
|
|
That’s it — we told you it was easy! And if you don’t qualify one month, don’t worry. Your account is still free, and you still earn our base interest rate. You can get back to earning your full reward the very next month you qualify.
Kasasa Saver* Learn More
| Balance | Minimum Required Opening Deposit | Rate | APY |
|---|---|---|---|
| $0 - $25,001 | $25 | 4.41% | 4.50% |
| $25,001+ | $25 | 0.25% | 4.50% to 0.95% |
| All balances if qualifications not met | $25 | 0.01% | 0.01% |
Qualifications
Qualifying for the Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate too. To earn your rewards, simply do the following activities and transactions in your Kasasa Cash or Kasasa Cash Back account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled, receive, and review eStatement notice
- Have at least 1 automatic payment (ACH) (direct deposit or auto debit) post and settle
That’s it — we told you it was easy! And if you don’t qualify one month, don’t worry. Your account is still free, and you still earn our base interest rate. You can get back to earning your full reward the very next month you qualify.
Special Certificate of Deposit Learn More
| Term | Minimum Investment | Interest Rate | APY |
|---|---|---|---|
|
Pick your term: |
$10,000 for new money, $5,000 for renewals.** | 3.41% | 3.45% |
Certificate of Deposit Learn More
| Term |
Minimum |
Interest Rate | APY |
|---|---|---|---|
| 6 Months | $1,000.00 | 0.50% | 0.50% |
| 12 Months | $1,000.00 | 0.50% | 0.50% |
| 18 Months | $1,000.00 | 0.50% | 0.50% |
| 24 Months | $1,000.00 | 0.75% | 0.75% |
| 30 Months | $1,000.00 | 0.75% | 0.75% |
| 36 Months | $1,000.00 | 0.75% | 0.75% |
| 48 Months | $1,000.00 | 0.75% | 0.75% |
| 60 Months | $1,000.00 | 1.00% | 1.00% |
Penalty for early withdrawal.
Savings Accounts
| Account | Interest Rate | APY |
|---|---|---|
| 0.05% | 0.05% |
Money Market Accounts Learn More
| Growth Money Market Account Investment Tier | Interest Rate | APY |
|---|---|---|
| up to $49,999.99 | 0.30% | 0.30% |
| $50,000 - $99,999.99 | 0.50% | 0.50% |
| $100,000 - $149,999.99 | 1.00% | 1.00% |
| $150,000 + | 1.50% | 1.50% |
$10,000 minimum daily balance required (a maintenance fee of $12.50 will be imposed every statement cycle if the daily balance on any day of the statement cycle falls below the minimum)