Helping the Next Generation Build Strong Money Skills
At German American State Bank, we believe good money habits start early—and a trusted hometown bank makes all the difference. Our NexGen Youth Accounts give kids, teens, and young adults under 25 a simple, secure way to save, spend, and learn with confidence.
Designed for everyday life and the moments that matter most, these accounts come with the digital tools young customers expect—online and mobile banking, eStatements, mobile deposit—and the personal support families appreciate.
From earning interest to celebrating birthdays and good grades, NexGen Accounts grow right along with them, helping build strong financial habits one milestone at a time.
Ready to get started?
Visit your local branch to open a NexGen Checking or Savings Account today.
NexGen Youth Program
We’re excited to introduce our NexGen Program—designed to celebrate milestones, reward progress, and help young account holders build strong financial habits from an early age.
With fun, rewarding features built right into their banking experience, NexGen makes it easy for kids and teens to stay engaged while learning the value of saving and earning.
Birthday Rewards 🎂
Every birthday deserves to be celebrated. NexGen account holders under age 19 will receive a birthday postcard they can bring into any branch to redeem a special birthday gift—making their big day even more memorable.
Pay for Grades 📚
We’re also rewarding hard work in the classroom. Students in grades K–12 can earn money for their report card grades, with rewards deposited directly into their NexGen account. It’s a simple way to encourage achievement while building savings.
Compare Your Account Options
Product Name | Best For | Min. Balance Requirement | Earns Interest | ATM Benefits | Special Features |
|---|---|---|---|---|---|
Foresight NexGen Checking | Students and young adults under 25 managing everyday expenses | No | No | ATM Surcharge Refunds on all ATM's* | $100 min. Opening Deposit Mastercard Debit Card Bill Pay Pay for Grades (K–12) Birthday Celebrations (through 18) eStatements* |
Foresight NexGen Savings | Students and young adults under 25 looking to build smart saving habits | $25** | Yes | No | $100 min. Opening Deposit Pay for Grades (K–12) Birthday Celebrations (through 18) |
**Monthly Maintenance fee applies if balance falls below $25.